At Horter Medicare Solutions, we take a broadened, proactive perspective when working with our clients to decide which Medicare plan options are best suited for them. We ensure everything that could affect their Medicare plan options is solidified before making a decision.
Our Approach
We start with a simple, but comprehensive review of your healthcare and financial situation. We determine where you are at in your retirement journey, and then plan accordingly. This helps determine what the next steps will be.
First Things First
Depending on your situation, we may need to address additional financial aspects that could directly affect your Medicare, before starting the enrollment process. We do this to ensure that you won't make costly mistakes and/or receive any penalties.
Enrollment
Once you are squared away with everything that could adversely affect your Medicare, we will dive into all the nuances of enrolling in Medicare and guide you to select the appropriate plan that makes sense for you. We want to ensure that we plan for now, and also plan for any unforeseen situations that may arise.
Consistent Review
You can schedule check-ins as frequently as needed with us on any healthcare changes and are always able to review any financial changes that may affect your current plan. No matter what, every year during AEP or OEP we will discuss potentially changing your plan, which is crucial to ensure you have the right coverage while being cost-efficient.
Common Medicare Pitfalls
Yes, of course, Medicare has to do with your healthcare, but there is so much more that goes into enrolling in Medicare (or postponing enrollment) that requires prioritization & evaluation.
In fact, Medicare is extremely individualized based on many variables, many of which we believe aren't prioritized enough, such as various tax implications (such as IRMAA), penalties, and fluctuation in plans.
Contrary to popular belief, depending on your needs, Medicare is actually able to cover all your healthcare expenses!
Our Providers
We pride ourselves on being a broker, not tied to any specific carrier. What's most important to us is that we can provide you with the best options available based on your needs. Some of the primary carriers we work with are Aetna, Anthem, Assured, Devoted, Cigna, Devoted, United Health Care, Humana, Medico, Mutual of Omaha, and Wellcare.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Key Medicare Contacts
Holly Hubbard
Vice President of Medicare Solutions
Inquire Today
The best way to learn more about us and to see if we’re a good fit is to have a conversation. Call, email, or fill out the form below to speak with one of our team members. We’ll get in touch as soon as possible!